Consumers Are Late on Car Payments

By Michelle Krebs April 3, 2008

The number of consumers who fell behind on payments for their car, credit cards and home-equity loans rose to their highest level in 15 years during the fourth quarter, according to an American Bankers Association survey, which tracks payments at least 30 days past due across eight loan categories.

The overall increase was driven by late payments for car loans, which make up two-thirds of all closed-end consumer installment loans, the Washington, D.C., trade group reported. Auto-loan delinquencies rose to 1.9 percent from 1.81 percent.•

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